Frequently Asked Questions

Is Auto Finance available in my State??
Yes, We cover all 50 States.

Can I get an auto loan even if I have bad credit?

Certainly!! Our lenders look at financing your future not your past

Are there any fees associated with your auto loan application?

No, This is an absolutely free service

Can I use my trade for a down payment?

Yes! Additional cash maybe required depending on the value of the trade

I’ve never had credit before. Will I be able to get a loan?

Yes, Auto Loans spot has many programs for the first time buyer

Will I need a Co-signer if I have bad credit

You Don’t need one but having one will help you obtain a better rate

What interest rate should I get?

Interest rates depend on various things such as your income, credit history, loan amount, and many other factors. We have 1000’s of lenders to make sure you get the best rate possible.

How fast can I be in possession of my car?

Typically you will receive a phone call form one of our lenders within minutes to 1 hour. Once you are approved you can be behind the wheel of your new car today.

We hope this section may have answered any questions or concerns you may have had.