Frequently Asked Questions

Is Auto Finance available in my State??

Yes, We cover ALL US States.

Can I get an auto loan even if I have bad credit?

Certainly!! Our lenders look at financing your future not your past.

Are there any fees associated with your auto loan application?

No, This is an absolutely free service.

Can I use my trade for a down payment?

Yes! Additional cash maybe required depending on the value of the trade.

I’ve never had credit before. Will I be able to get a loan?

Yes, Philadelphia Auto Credit has many programs for the first time buyer.

Will I need a Co-signer if I have bad credit

You Do Not need one, but having one may help you obtain a better rate.

What interest rate should I get?

Interest

rates depend on various things such as your income, credit history,

loan amount, and many other factors. We have hundreds of lenders to make

sure you get the best rate possible.

How fast can I be in possession of my car?

Typically

you will receive a phone call form one of our lenders within 24 hours.

Once you are approved, you can be behind the wheel of your new car the

same day.

~We hope this section may have answered any questions or concerns you may have had.